Honestly, I don't know where the machine goes. I asked the adjuster and he said it is auctioned off as a salvage machine. But, here is what my process looked like. I had comprehensive AND collision.
- Called the insurance company and made a claim. They went through a series of questions to ensure no one else was liable or injured.
- Determined it was a single vehicle accident and then asked me if I had a preferred shop/dealer that could tear it down and give a repair estimate.
- Brought it to my preferred shop/dealer and they tore it down and got the adjuster out to look at everything.
- Both dealer and Adjuster had a similar $ amount for repair and it was way more than what the machine was worth so it was considered totaled.
- Because I had $3000 accessory coverage, the adjuster said I could pull all of my accessories off and not get the $3000 or leave them on and get a check for $3000. I added up my accessory totals and it came to $3102. I decided to let them take it as I would not get full price if I parted it out.
- BUT...
- I had taken my skid plates off and had my 1/2 windscreen and soft roof in my garage prior to taking it to the dealer. I asked the adjuster if I needed to bring that in before they picked up the machine and he said NO... They would probably just throw that stuff in the front seat and it would end up in a pile somewhere.
- But I had to leave the WE shocks on.
Basically, I got a pay out for all of my accessories and the cost of the machine but got to keep the skids, windshield, and soft roof. (which is why I'm trying to sell them
)
Now, I did have the option to buy the machine back but the frame was bent enough to where it would have cost me a fortune to repair and was WAY beyond my mechanical skill level to fix myself.